| TENNESSEE DEPARTMENT OF SAFETY CREDIT UNION PRIVACY NOTICE |

At Tennessee Department of Safety Credit Union, your privacy is top priority. This notice describes how we protect the privacy of your personal information. Throughout this notice, the word “information” refers to personal information about you that may not be publicly available.

INFORMATION WE COLLECT ABOUT YOU

Information we receive from you on applications and other forms.
Information about your transactions with us or others;
Information we receive from a credit report agency;
Information obtained when verifying the information you provide on an application or other forms. This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions.

We may disclose all of the information that we collect, as described above.

PARTIES TO WHOM WE DISCLOSE THE INFORMATION

Financial service providers such as data processor, collection agency, insurance companies, and mortgage service companies.
Non-financial companies, such as consumer reporting agencies;

DISCLOSURE OF INFORMATION TO PARTIES THAT PROVIDE SERVICES TO US

We may disclose all the information we collect, as described above, to other financial institutions with which we have joint marketing agreements. We may also disclose information about you under other circumstances, as permitted or required by law.

If you decide to terminate your membership with us or become an inactive member, we will not share information we collected about you, except as may be permitted or required by law.

HOW WE PROTECT YOUR INFORMATION

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your information.